Polaris Terms of Service

Last updated: February 7, 2026

1. Acceptance of Terms

By accessing or using Polaris, you agree to be bound by these Terms of Service. If you do not agree, do not use the service.

2. Eligibility and Account

You are responsible for maintaining accurate account information and for activity that occurs under your account. You must keep your credentials secure and notify support if you suspect unauthorized access.

3. Permitted Use

Polaris is provided for personal, non-commercial financial planning use unless otherwise authorized in writing. You agree not to misuse the service, interfere with platform security, reverse engineer protected components, or use Polaris for unlawful activity.

4. Subscriptions and Billing

Paid features may require a subscription. Billing, renewals, cancellations, and refunds are handled by the applicable app store and payment provider terms. Subscription access may change based on payment status.

5. Data and Privacy

Your use of Polaris is also governed by our Privacy Policy, which describes how we collect, use, store, and share data.

6. Intellectual Property

Polaris and all related content, features, and branding are owned by Polaris or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without permission.

7. Disclaimers

Polaris is provided for informational and planning purposes only and does not provide financial, investment, legal, tax, or accounting advice. Forecasts and projections are estimates and may not reflect actual outcomes.

8. Limitation of Liability

To the maximum extent permitted by law, Polaris is not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for losses resulting from decisions made using app content.

9. Termination and Suspension

We may suspend or terminate access if these terms are violated, if activity appears fraudulent or abusive, or if required for security, legal, or operational reasons.

10. Changes to Terms

We may update these Terms of Service from time to time. Material updates will be posted in the app with an updated effective date. Continued use after updates means you accept the revised terms.

11. Contact

For questions about these Terms of Service, contact us at support@polarischashflow.com.